Welcome to BANKEY, where our name, a fusion of "BANK" and "KEY," signifies our commitment to unlocking the full potential of banking.

The banking system operates seamlessly, much like the air we breathe, providing a stable presence in our daily lives. Receiving salaries into bank accounts, withdrawing cash from ATMs, and making payments for rent, utilities, and credit cards through bank account deductions have become commonplace practices.

It has been 30 years since Microsoft's founder, Bill Gates, stated in 1994, "Banking is necessary. But banks are not." The necessity of banking functions is undeniable, and banks have not lost their relevance in all these years.

The enduring relevance of banking functions remains, rooted in their deep integration into our lives and the untapped potential within the banking sector. I believe banks are a reservoir of possibilities, not just due to their inherent connection to our lives but also because of functionalities yet to be fully explored.

Even before "digitalization" became common, money was digitally stored as deposits, and ATMs operated long before the internet era. This underscores the ongoing potential and significance of banks in our evolving financial landscape.

In essence,financial and banking functions serve as means to an end. BANKEY operates as a behind-the-scenes facilitator, much like a "kuroko" delivering means through Open API to the scenes where users aspire to realize their future objectives. 

Rather than pursuing disruptive change (replacing existing systems), BANKEY advocates for a transformative "Shift" – a change that moves existing systems in the optimal direction. Let's together open the doors to the future of finance through this "Shift".

Yoshihiko Sakamoto, CEO